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MODENA PAYMENT SOLUTIONS - THE NEW NORMALITY FOR ONLINE SHOPPING!

 

Convenient shopping with Modena - Flexible payment and financing solutions!

  1. Pay in 3 installments, 0% interest, 0€ extra;
  2. Modena installments, up to 48 months;
  3. Modena bank payments, fast and direct.

 

1. Pay for the goods in 3 equal parts without any additional fees!

In order to provide the customer with a convenient and flexible shopping experience the costs related to the service are covered by the merchant. Modena's "pay in 3 parts" payment solution does not oblige the customer to sign a credit account.

  • Quickly divide your purchase amount into three monthly payments.
  • The service is always free for you - 0% interest, 0% service fee.
  • The first payment is due in 30 days.

To use the service, choose from among the payment methods of the e-store:

"Pay for the goods in 3 equal parts" additional info and FAQ

 

2. Modena installment payment - payment for the goods based on the payment schedule

For flexible purchases, it is possible to spread the payment over a longer period. Modena installment payment allows to do it, safely and paperless!

  • Use a 6-48 month payment schedule when paying the purchase amount.
  • Designed to pay for purchases from €100-€4000
  • Convenient and paperless application process

To use the service, choose from among the e-shop payment methods:  

"Modena installment payment" additional info and FAQ 

ATTENTION! Each installment is a financial obligation. Before concluding an installment agreement, familiarize yourself with the terms of services and the need to speak with an expert. Modena Estonia OÜ's credit utilization rate is 17.84% per year under sample conditions: limit 1000 EUR, specified interest rate 10%, contract fee 0 EUR, administration fee 0 EUR, total amount of credit and repayment amount 1100 EUR, provided that the credit is returned within 12 months in each installment.

Citizens or a person with a living permit of the Republic of Estonia aged 18-70 can apply for the financial service. In order to conclude a contract, the applicant needs to perform personal identification through an ID card, Mobile ID or Smart ID application.

 

3. Modena bank payments - a convenient and safe payment method

Modena bank payments are used in this e-shop, which follow the highest online security standards. The standard-based service of European "Open Banking" allows you to pay for your purchase instantly in the bank of your choice or with Visa/Mastercard. There are no intermediaries, which means that the amount goes directly to the merchant in an instant.

Payment methods additional info and FAQ

Modena payment solutions and financial services are offered by Modena Estonia OÜ (Reg: 14820592), which operates on the basis of license 4.1-1/100 of the Estonian Financial Supervision Authority. www.modena.ee

 

Don't want to pay the whole amount at once? Pay in installments!

ESTO hire-purchase is the fastest and most convenient payment solution that helps you set up a payment schedule based on the period of your choice. The payment solution makes the decision in real time and you can complete your purchase in less than 60 seconds.

Add the products you need to your shopping cart, confirm your order and choose ESTO hire-purchase as a payment method. When confirming your purchase, select your preferred repayment period, monthly installment amount and sign digitally and conveniently using your ID card, Smart ID or Mobile ID.

  • All citizens of the Republic of Estonia aged between 18 and 70 can apply for an ESTO hire-purchase
  • ESTO hire-purchase can be signed quickly and conveniently for legal entities.
  • ESTO hire-purchase is offered and managed by ESTO AS.

Attention! Before signing the contract, carefully read the terms of the proposed contract and, if necessary, consult with an employee of ESTO AS or another specialist. ESTO AS loan annual percentage rate is 23.63% under the following example conditions: loan amount 1490 euros, cost of goods/services 1490 euros, down payment 0%, fixed interest rate 11.90%, contract fee 0 euros, total amount loan and repayment of 1844.64 euros, subject to repayment of the loan within 24 months, in equal monthly instalments of 76.86 euros. Before concluding the contract, read the terms and conditions and, if necessary, consult with a specialist. The hire purchase service is offered and regulated by ESTO AS.

WHAT IS ESTO? ESTO is a financial services company that was founded in 2016. The brand was born out of the need for a new generation of payment solutions, suitable for both - the end consumer and the merchant. Today, ESTO offers a wide range of payment solutions in the Baltics and has a partner network of more than 2,000 partners and stores and over 200,000 customers.

ESTO 3 is a new generation of payment method that allows you to pay conveniently and quickly - in three equal installments, with no extra fees!

Choose the most popular ESTO 3-part payment method at the checkout to pay for your purchases!

ESTO 3 helps you split your purchase easily into 3 equal parts, with 0€ interest and 0€ extra fees!.

  • No extra charges.
  • Just three equal payments over a period of three months.
  • The first payment is always on the next month.

Be smart and choose ESTO Pay Later to pay for your purchases!

Confirm your purchase with just a few clicks and pay back without any extra cost. ESTO Pay Later is a smart way for people to pay - get your goods now and pay back on a flexible repayment schedule.

Get exactly what you need with just a few clicks - no interest, no surcharge and no deposit.

Pay Later payment method is provided and managed by ESTO AS.

See the terms and conditions here: esto.eu/ee

If you need help, contact an ESTO AS employee at info@esto.ee or via www.esto.ee LIVE-chat window.

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